The European Investment Bank (www.eib.org) is the EU bank of non-profit nature extending long-term credit facilities. Among its tasks there are, i.a., contribution to integration, sustainable development as well as economic and social cohesion of the EU member states. By dint of the best possible ranking on capital markets (AAA), EIB may lend monies on preferential terms and conditions on international capital markets; those monies are next forwarded to the end credit beneficiaries.
Alior Leasing - by dint of the cooperation with the European Investment Bank - has been acquiring monies which give SMEs the opportunity to take advantage of financing investments on more favourable terms and conditions than the standard leasing offer.
Who can use the financing?
- small and medium enterprises (SME) employing fewer than 250 people
- middle capitalisation enterprises (MidCaps) with 250 to 3000 employees
- sectors excluded from financing: weapon and munitions manufacturing, military and police equipment and infrastructure manufacturing, activity restricting liberty and individual human rights, activity having adverse impact on the environment, gambling, tobacco industry, tests on animals if they do not apply the “Convention of the European Council for the Protection of Vertebrate Animals used for Experimental and other Scientific Purposes”; any other activity that is controversial in ethical and moral terms, solely developer’s activity, financing transactions on financial instruments, financing tariffs, financing real property development, extending consumer loan
- the total cost of each and every Project may not exceed the equivalent of EUR 12.5m
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